Legal

Terms of Service

Last updated: 8 May 2026

These Terms of Service ("Terms") govern your access to and use of the website and services provided by Bogax NXT Företag AB, registered in Sweden under company number 559416-9210, with its registered office in Stockholm, Sweden ("BOGAX", "we", "us"). By accessing the website or engaging our services, you agree to these Terms.

1. Services

BOGAX provides dedicated cloud-based PSP (Payment Service Provider) installations and related services. Specific service scope, deliverables, fees, and service levels are set out in a separate written agreement ("Service Agreement") between BOGAX and the customer. In case of conflict, the Service Agreement prevails over these Terms.

2. Nature of services: no provision of payment services

BOGAX is a software and IT infrastructure provider. We do not provide payment services, money remittance, electronic money, account information services, payment initiation services, or the acquiring of payment transactions, and we do not carry out any other regulated financial activity within the meaning of Directive (EU) 2015/2366 (PSD2), the Swedish Payment Services Act (lag (2010:751) om betaltjänster), or equivalent legislation in the jurisdictions where we operate. BOGAX is not authorised, registered, or supervised as a payment institution, electronic money institution, or credit institution.

Our services consist solely of licensing, deploying, configuring, hosting, operating, and maintaining software and the supporting IT infrastructure. At no point do we receive, hold, control, or settle funds. Providing payment services to end customers, together with the contractual relationships with payers, payees, acquirers, card schemes, and banks, remains the sole responsibility of the customer or its duly licensed payment service providers. The customer is responsible for holding the licences, authorisations, and regulatory approvals required for its own activities, and for complying with all applicable laws and regulations in every jurisdiction where our services are used.

3. Eligibility and acceptable use

You agree to use the website and services only for lawful business purposes and not to:

  • Reverse engineer, decompile, or attempt to extract source code from the platform.
  • Interfere with security, integrity, or performance of the services.
  • Use the services to violate applicable laws, including AML, sanctions, or data protection law.
  • Resell or sublicense the services without our written consent.

4. Intellectual property

All rights, title, and interest in the BOGAX platform, software, documentation, brand, and website content belong to BOGAX or its licensors. No license is granted other than the limited right to use the services as expressly agreed.

5. Confidentiality

Each party shall keep confidential any non-public information disclosed by the other party and use it solely for purposes of the engagement. This obligation survives termination.

6. Fees and payment

Fees are set out in the applicable Service Agreement and are exclusive of VAT and other taxes. Invoices are payable within the period stated on the invoice. Late payments may accrue statutory interest under Swedish law (räntelagen).

7. Warranties and disclaimer

The website is provided "as is" without warranties of any kind. Service-specific warranties, if any, are set out in the Service Agreement. To the maximum extent permitted by law, BOGAX disclaims all implied warranties, including merchantability and fitness for a particular purpose.

8. Limitation of liability

To the maximum extent permitted by law, BOGAX shall not be liable for indirect, consequential, or incidental damages, loss of profit, loss of revenue, loss of data, or business interruption. BOGAX's total aggregate liability is limited as stated in the Service Agreement, or, in absence of such agreement, to the fees paid by the customer in the twelve (12) months preceding the event giving rise to the claim.

9. Indemnity

You agree to indemnify and hold harmless BOGAX against any third-party claims arising from your breach of these Terms or misuse of the services.

10. Term and termination

We may suspend or terminate access to the website or services at any time for breach of these Terms or where required by law. Termination of any Service Agreement is governed by that agreement.

11. Governing law and disputes

These Terms are governed by the laws of Sweden, excluding its conflict-of-law rules and the UN Convention on Contracts for the International Sale of Goods (CISG). Disputes shall be finally settled by the courts of Sweden, with Stockholm District Court (Stockholms tingsrätt) as court of first instance, unless mandatory law provides otherwise.

12. Contact

Bogax NXT Företag AB · Stockholm, Sweden · Reg. no. 559416-9210 · contact@bogaxnxt.com